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Payment methods

Choose the method that fits your budget.

Compare speed, estimated processing cost, confirmation time, and review requirements before you fund a Share Request.

Create a Share RequestSee pricing
Estimate firstAvailable after confirmation

$100 funding examples

These values come from the current server-side payment schedule. Stripe's actual cost replaces the estimate after settlement.

Card
$3.20 estimated processing fee
$96.80 estimated available budget
ACH Direct Debit
$0.80 estimated processing fee
$99.20 estimated available budget

Compare the methods

Recommendations are Vyralizer guidance, not universal bank or Stripe limits.

Card, Apple Pay, or Google Pay

  • Fast and familiar.
  • Uses normal card-processing rails and fees.
  • Best suited to smaller or faster payments.
  • Large payments may be declined by your card issuer or Stripe.
  • Apple Pay and Google Pay do not avoid normal card fees.

ACH Direct Debit

  • You authorize Stripe and Vyralizer to pull money from a US bank account.
  • Processing costs are much lower than card costs.
  • Recommended for medium and larger payments.
  • It can take several business days and can fail or be returned.
  • Available budget stays pending until Stripe confirms the payment.

Bank Transfer

  • Designed for reviewed large and enterprise funding.
  • Your business would instruct its own bank to send funds using Stripe-provided instructions.
  • Useful for accounts payable, invoices, purchase orders, ACH credit, or wire.
  • Funds would stay pending until received and reconciled.
  • Live capability is not available yet. Contact Vyralizer before planning this method.

Starting guidance by amount

Every payment remains subject to your bank and Stripe approval. Bank settlement is never instant or guaranteed.

Up to $5,000Card, Apple Pay, Google Pay, or ACH.
$5,001–$50,000ACH recommended. Card is secondary and may cost more or be declined.
Above $50,000Reviewed Bank Transfer is recommended when live capability becomes available.
Very large or enterpriseContact Vyralizer for invoice, bank-instruction, and Admin review planning.

Know the total before payment

Vyralizer shows the amount you plan to pay, payment method, estimated processing cost, estimated available budget, and estimated sharers before funding starts.

Get Your Link SharedContact Vyralizer